Who we are

For twenty years, ASFE has designed and managed international healthcare insurance solutions for all mobile individuals:

ASFE, the Association de Services des Français de l'Etranger (Association of services to French people living abroad) was created in 1992 and is governed by the French law of 1901 on associations.

Our purpose is to provide expatriates all over the world with solutions in the fields of healthcare coverage, optical / dental, maternity, medical assistance / repatriation and death & disability.

Our comprehensive offers provide solutions suited to all according to the level of coverage desired, age, family situation and country of expatriation.

91% of our insured members are satisfied with our range of products and services and would recommend us to other expatriates (figures from a satisfaction survey conducted in 2010).

ASFE has entrusted the administration of its entire range of individual policies to MSH INTERNATIONAL

MSH INTERNATIONAL is a world leader in the design and management of international healthcare solutions. Part of the SIACI SAINT HONORE group, MSH INTERNATIONAL has over 400,000 insured members across 194 countries and more than 2,000 corporate clients worldwide. The teams of MSH INTERNATIONAL represent over 60 different nationalities speaking 40 languages.

MSH INTERNATIONAL is the healthcare partner for internationally mobile individuals worldwide: employees of multinationals, employees of international organizations, small and medium enterprises, individual expatriates, students and cross-border commuters.

Our four Regional Head offices (RHO) in Calgary, Paris, Dubai and Shanghai share the same keen sense of premium customer service. Available 24/7, wherever you are living in the world, our teams continuously strive to be truly close to you while providing exceptional personal attention combined with real flexibility.



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Why choose us?
4 Regional Head offices (RHO) always close to you
400,000 members
92% customer satisfaction
1,000,000 medical providers
20 years of experience in international healthcare insurance